Social Insurance System

Swiss residents are protected from various risks through social insurance. Insurance is helpful, for example, when a person loses their job or is ill. Insurance also protects families and older people.

Basic Principles

Social insurance is funded by Swiss residents. The principle of solidarity applies: the majority of the population pays and individuals and certain groups of people receive support. Usually, social insurance is compulsory. The contributions are deducted directly from employees' wages. Employers, self-employed, and unemployed persons make financial contributions as well.

Services

Social insurance supports persons in certain life situations. It pays a daily allowance, pension, benefits, or covers specific costs related to illnesses or accidents. All social insurances are state regulated.

When does one receive support?