Unemployment Insurance
Unemployment insurance (ALV | AC) is a state institution and compulsory for all employees. The contributions are deducted directly from employees' monthly wages. The employer covers half of the contributions. Self-employed persons cannot receive unemployment insurance. Persons who become unemployed receive monthly compensation for loss of income (unemployment benefits, Arbeitslosengeld|allocation chômage). If, when, and how much money is paid depends on various factors. For example, duration of employment or reasons for unemployment.